If you are the named beneficiary-the IRA goes directly to you and not the trust.
The answer given does not imply that an attorney-client relationship has been established and your best course of action is to have legal representation in this matter.
If he left you his IRA by designating you as a payable upon death payee on the account, it goes directly to you.
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IRA beneficiary designations control and would trump anything a will or trust states.
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The IRA will go to whomever is designated as beneficiary. If you are the beneficiary, it will not go to the trust. Please consult with a financial advisor about how to accept the IRA. It is sometimes beneficial to leave it as an inherited or roll over IRA, so you can avoid the big tax hit that may come if you cash it out all at once.
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