If joint tenants with right is survivorship then when she passed all her interest has passed on to you. You need to record affidavit of death of joint tenant on county in which property is located and good idea to contact title insurance company to issue endorsement as well.
As far as her debts, it doesn't attach to you if your name was not on it and here estate representative will have to deal with it.
You may want to consult with probate attorney just to make sure of other issues related to her probate if any should involve you. Good luck.
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you have a great advise from the previously answered attorney.
you need to act fast in order not to have a lien on the property that is going to take time and money to clear up.
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The other attorney's are correct and yes you can return the bills with deceased on the envelopes. You may also want to call the creditor's and tell them she is deceased and give them the name of the parents or adult children who would be in charge of her estate. Otherwise the bill will likely keep coming.
With respect to probate of her estate, the Supreme Court has held you must give notice to any known creditor, such as the credit card company, if, in fact, a probate of her estate is done.
The attorney advice here is solid, the title should be in your own name since joint tenancy passes title without the need for probate. You just need to file a form with the county assessor saying that the joint tenant is deceased. You can do this on your own, or an attorney can prepare this for you relatively inexpensively. It is ok to mail back the creditors with a note saying she is deceased.
This is not legal advice nor is it intended to create an attorney-client relationship. The information provided here is informational in nature only. This attorney may not be licensed in the jurisdiction in which your legal issue may relate. Visit Mark Rodiles-Peterson's website at: http://www.PacificaEstateLaw.com/