Technically your friend is responsible. But If you want to keep him a friend, maybe offer to split the cost. Also try to talk down the repair shop to $1500.
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Your friend was the driver when the accident occurred, so theoretically your friend would be. But since he only had a learners permit you assumed the risk when you let an inexperienced driver drive your car.
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Under NY law the owner is as respsosible for the negligence of someone driving the car with permission. Why won't your carrier cover the loss?
I am a former federal and State prosecutor and now handle criminal defense and personal injury/civil rights cases. Feel free to check out my web site and contact me at (212) 577-9797 or via email at Eric@RothsteinLawNY.com. I was named to the Super Lawyers list as one of the top attorneys in New York for 2012. No more than 5 percent of the lawyers in the state are selected by Super Lawyers. The above answer is for informational purposes only and not meant as legal advice.Ask a similar question
The owner. Retain a local insurance lawyer to deal with your insurance company and hold their feet to the fire.
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