My friend/boss got a credit card and also gave me one with my own name on his account. I used the card and put charges on it. I have been making payments to pay off the charges, but he continues to threaten me and say he will have me arrested for using the credit card fraudulently and against his permission. He also states that I put more charges than I actually did and says the payments I'm making aren't even covering the interest. He states that the interest is more than $200 a month. I don't believe what he is saying. Also if he gave me a card with my own name on it, doesn't that give me the right to use the card? This matter is now over 2 years old. What are my legal rights in this matter? Thank you for any help in this matter.