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My friend/neighbor borrowed my car and totaled it, causing a 3-car accident. He has no vehicle or insurance of his own. I have full coverage and took a settlement on my car.
I have liability coverage, but if my liability limits do not cover the claimants, can they sue me? Can I sue my friend for damages, and can the claimants also sue him for damages?
There was also a blood draw ordered by the investigating officer, results are not available yet. If the blood draw is found to be positive for drugs/alcohol, what are my options?
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