As a beneficiary, your mother may request the summary plan description and the complete governing plan document that determines eligibility for benefits and the nature of benefits provided. The request should be transmitted to the Plan Administrator identified in the summary plan description by certified mail, return receipt requested.
This information is provided for general information purposes. It does not constitute an opinion about the merits of your particular situation, which may depend on facts which are not available to me on this site.
Most likely the benefits will end. Contact the Plan Administrators and ask whether there are any residual benefits after your mother (the spouse) is deceased. Some plans offer a death benefit.
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