My credit card company won't refund me or give me credit for nearly $6,250 of fraudulently used credit card charges. The charges seemed to have originated in Russia. I have an auto-pay on my account to payoff the entire balance each month, so I didn't realize the fraudulent charges until the money was deducted from my checking account. I immediately contacted my tried CC company when I noticed it, but it has now been 4 months since I first notified them and nothing has happened and they are still giving me a really hard time. I even tried calling my bank but they say I have to talk to the CC company and that they are not liable for it. What should I do?