You've misunderstood Gwinnett's standing order. All it means is that when and if a garnishment is filed, the creditor at the point they do it must present a fi fa. That has nothing otherwise to do with a creditor contacting you.
If you find this answer helpful, please mark it here on AVVO as helpful. In answering you, I am attempting to communicate general legal information and am not representing you (and am not your lawyer unless you sign a retainer agreement). Any information in this communication is for discussion purposes only, and is not offered as legal advice. There is no right to rely on the information contained in this communication and no attorney-client relationship is formed. Nothing in my answer should be considered as tax-advice. To ensure compliance with IRS Circular 230, any U.S. federal tax advice provided in this communication is not intended or written to be used, and it cannot be used by the recipient or any other taxpayer (i) for the purpose of avoiding tax penalties that may be imposed on the recipient or any other taxpayer, or (ii) in promoting, marketing or recommending to another party a partnership or other entity, investment plan, arrangement or other transaction addressed herein. Note that I am only licensed in Georgia and thus cannot practice in other states. I am also required to advise you, if your question concerns bankruptcy, that the U.S. Congress has designated Ashman Law Office as a debt relief agency that can help people file bankruptcy. State bar rules require that I disclose my name/contact information in any communication (Glen Ashman)
That means they cannot garnish you in that county, unless there is a judgment recorded to another company which debt was purchased by the current collector. However, they may be garnishing you through another county where your bank or employer has a headquarters office.Without telling them anything, write to them and ask for proof they have a judgment against you and what county it is in. If they do not provide this proof, they may be a bunch of crooks. Keep all proof of contact from them, including envelopes, in case you want to sue them later if they violate the FDCPA rules.
If you found my answer useful, please check it as "helpful" here on Avvo. Answers to questions on Avvo are for general informational purposes only. Proper preparation of a bankruptcy case involves many factors and variables, and may lead to a different answer than that given here when all the facts are taken into consideration. The fact that a general question was answered on Avvo does not establish an attorney-client relationship; that only happens when both you and our firm sign a formal contract and a retainer is paid and collected.
Also, keep a close eye on your bank account and paycheck (your employer should provide clear information if your check is about to be garnished). I have met several clients who indicate they never received notice of a lawsuit or garnishment from a collector, and then the garnishment suddenly hit.