I signed a reaffirmation agreement with my Attorney in GA and was told all was good. Chase informed me today that we did not reaffirm the house and since our Chapter 7 had already been discharged, we cannot reaffirm with Chase. My wife and I are planning to move to TX for better VA health care since I was wounded in Iraq. I want to fix my Credit, but it seems I am hitting walls at every turn. If Chase is going to continue to report that I included them in the Chapter 7, then I may as well stop paying on this house in GA and save the $1,700 monthly payment for another home in TX. Is there a law in the Bankruptcy that if a debtor includes a collector in a Chapter, then the collector is not allowed to accept any payments? I need guidance, please help this old vet, thanks you.