I was stopped in traffic on the freeway because someone had broke down ahead of me. I was then rear ended by a cargo van who's driver didn't stop. After hitting me he took off on foot and left the van. He was uninsured and the van belonged to a relative of his. My car was totaled when I had just bought it 2 months ago. I still owe more than 1500 dlrs on it, and the insurance will only cover Actual Cash Value for the vehicle which leaves me with about 5000 dlrs that I will have to pay for a vehicle that is destroyed. I did not have GAP insurance otherwise I would have at least cut even in this situation. My question is, can I take legal action against this individual for my monetary loss? What steps do I take? I don't want to leave anyone in the street or in jail I just want what I lost.
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