If the insurance company won't pay, retain a local car accident lawyer to hold their feet to the fire.
If they do not want to pay an amount that you are satisfied with, then contact a local lawyer to represent you. If you have full coverage, then your insurance company may pay you and seek reimbursement from the offending insurance company.
If this answer is helpful, then please mark the helpful button. If this is the best answer, then please indicate it. Thanks. For further information you should see an attorney and discuss the matter completely. If you are in the New York City area, then you can reach me during normal business hours at 718 329 9500 or www.mynewyorkcitylawyer.com.
It is increasingly common for people to deny their actions. In this case, the driver's denial may be due to advice from his criminal attorney as such could cause him to be convicted of hit and run. Whether the owner or some one with his permission to drive the car hit you, just file suit. He and at least five "John Does" as defendants
The above is not intended as legal advice. The response does not constitute the creation of an attorney client relationship as this forum does not provide for a confidential communication.
Hit and run accidents such as yours are lucky to find the offending driver. Good job. If the driver does not admit his actions in the face of being caught, your options are to personally go after him or to turn the matter over to your insurance, collect and then it is their responsibility to collect the money. The decision is yours.
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