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My husband is being sued by a credit card company. We are not able to pay the debt, as we don't have anything. The only asset we have is one car, which we own outright. The car is titled in both our names : "husband AND wife". The credit card is only in my husband's name, and they are only suing him; and this is a credit card he acquired before we were married. Can they have the sheriff come and take our car?The car is probably worth about $18,000 Does that change things? it is titled with AND between our names.