Probably not. If you do not have other assets, then likely thevtwomof you together would have adequate exemptions under Florida law to protect the car, particularly if it is a modest one. You may also be protected by the assertion that the vehicle is owned as tenancy by the entirety, which helps protect certain assets owned by married couples from the creditors of only one spouse. There are some additional requirements for tenancy by the entirety. A bankruptcy lawyer should be able to confirm. Most offer a free consultation.
Without knowing the value of the vehicle it is difficult to determine. The answer is that they can attempt to take the vehicle, however you have an exemption of up to $5,000.00 through the vehicle exemption and the $4,000.00 personal property exemption. So if the vehicle is worth less than $5,000.00 you should be safe. That does not then stop them from going after other property you own or bank accounts. Bank accounts are usually the first thing they go after.
I would still advise to contact an attorney who can assist with the credit card case. However, if you really have "nothing" and you have other outstanding debts you might want to contemplate bankruptcy as well.
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Just to add to what the other attorneys have stated, if you can establish that this car is held in tenancy by the entirety, creditors normally cannot attach such property as it cannot be divided. But don't just give in on the credit card case. At a minimum, if you are eligible, you should contact Legal Aid to see if they can represent you in that matter. There are also many attorneys who provide free consultations on consumer cases such as this one.