You have to file an order to show cause with the matrimonial court showing how you expect to pay off the judgment. If the judge grants the order, you take it to the bank and they'll release the account. Otherwise you're financially incapacitated which typically happens in these cases.
You can move to vacate the judgment if you have a basis and lift the restraint. Yes it would be helpful to have an attorney assist you.
If this answer is helpful, then please mark the helpful button. If this is the best answer, then please indicate it. Thanks. For further information you should see an attorney and discuss the matter completely. If you are in the New York City area, then you can reach me during normal business hours at 718 329 9500 or www.mynewyorkcitylawyer.com.
Sign up to receive a 10-part series of useful information and legal advice about the divorce process.