My account has been frozen and all my money has been taken for a credit card that is in consolidation?
That's unfortunate. You probably want to find out through the bank what authority they had to restrict funds in your account. It sounds like they had an outstanding judgment against you.
Advice on this forum is for informational purposes only and should never be mistaken as a substitute for legal advice. If you are in need of legal advice, you should consult local legal counsel.
I am not sure what you are asking. If you are wondering if the bank has the authority to freeze your account, then you will need to refer to your account holder agreement with the bank. If the credit card is issued through the same bank, then any demand deposit accounts likely serve as cross-collateral on that credit card.
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