Mother forged my name (daugher) as a co signer for a private student loan. Don't want to send mom to prison what are my options? I was told to file a police report. The signature is clearly not mine. I did not receive any of the money for my schooling but it was for my sisters education. My mother has filed bankruptcy and i have been named the prime holder of the loan. My sister is more than willing to pay the loan and backs me that i had nothing to do with the loan but sallie mae wont take me off as a co signer. what can i do to save my credit?