I want to get positive credit for repaying this mortgage. Why are they not giving my those positive repayment marks and what can I do about it. My understanding is that 1st mortgages almost never require a reaffirmation agreement anyway.
In my situation, they actually did a modification during the chapter 7 and even filed a motion to get it approved by the court. It was approved.
What can I do about this? I need my credit to be rebuilding.