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I received my discharge 4 years ago in chapter 7 bankruptcy. I named my mortgage company and the debt was discharged. After the bankruptcy I did a loan modification on both mortgages, but had to default cause of loss of employment. Now the property is in foreclosure. Am I still on the hook for the mortgage because of the loan modificaiton or does the discharge in bankruptcy cover it? Please also let me know what my options are. Thank you.