There was a very minor accident where my friend rear ended someone at speed of may be 3-5mph, it was before a stop light. Nothing happened to the other party's car and the other party agreed to just forget it and not mention it to insurance. my friend offered to pay the damage if required. My friend's insurance called him to check if there was any accident and as agreed with the other party he said no. Later this other party seemed to have approach my friend's insurance with attorney to claim that there was a physical injury and seems to be claiming a lot from insurance. And since my friend once said to insurance in a recorded conversation, that he was not involved in that accident, he is sticking to that. There were no witnesses for this accident. My frnd is worried if he shd acpt fault?
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