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Hit by a car while driving my motorcycle, car's driver 100% at fault; I was hospitalized for 3 weeks, medical bills = $320k.
My health insurance paid for it so far (pacificare HMO provided by my employer). My attorney suggests that we take a settlement in the amount of the car driver's insurance limit, $50k, since the driver has no assets. However, he also mentioned that if I take a settlement, then I become responsible (under CA law) for the medical bills
My attorney's firm's plan is to "try" to negotiate the med bills down to zero but he can't guarantee success. If that fails, do I become liable for medical bills in excess of the settlement amount that I may end up with after legal fees? If so, should I just NOT take the settlement, or is my HMO going after me anyway? I have assets...
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