I have full coverage with GEICO with $250 deductibles and that includes MBI. Haven't had an accident in 13 yrs. I bumped a curb or median and now have an alignment problem and the light stays on. Didn't file a police report since my vehicle did not suffer body damage much less the curb. Might as well use my insurance. Will they raise my rate for something this minor? If I file a mechanical claim would that be fraud? I could say the car isn't steering right or it's not steering right because I bumped the median making a turn (single 'collision')?
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