Well, here is an empty threat. If LVNV "won a judgment" they already sued you. Most likely you are "collection-proof" and the new lawyer is using the treat to try to get voluntary payments since they are powerless to coerce payment.
Best wishes for a favorable outcome, and please remember to designate a best answer.
This answer is offered as a public service for general information only and may not be relied upon as legal advice.
You can only be sued for the same debt once so it's an empty threat. If you are on Social Security disability the creditor cannot take your disability payments. If you have equity in a house or own a car outright, you might want to talk to a local bankruptcy attorney to see if you need a bankruptcy to protect any assets other than your disability.
The answers to these questions may be different depending on your individual circumstance and should not be considered as legal advice or the establishment of an attorney-client relationship.
I agree with the other 2 attorneys, they cannot sue twice. If you only have SS Disability in your bank account, they cannot garnish since SS benefits are protected. If you put other money in your bank account, such as pension, IRA distributions, interest & dividends, they CAN garnish that. Good luck.
Be sure to designate "best answer." If you live in Oregon, you may call me for more detailed advice, 503-650-9662. Please be aware that each answer on this website is based upon the facts, or lack thereof, provided in the question. To be sure you get complete and comprehensive answers, based upon the totality of your situation, contact a local attorney who specializes in the area of law that involves your legal problem. Diane L. Gruber has been practicing law in Oregon for 26 years, specializing in family law, bankruptcy, estate planning and probate. Note: Diane L. Gruber does not represent you until a written fee agreement has been signed by you and Diane L. Gruber, and the fee listed in the agreement has been paid.