You are wise to consider the risk before getting started. However, Avvo is a question and answer board that works for short questions allowing for short answers that are more general than specific. Your request is so broad it is unrealistic to answer in this forum. If you are starting a business, you should have an ongoing relationship with a business attorney.
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I have to agree with Ms. Spencer. There are many facets to your business plan that needs competent legal advice. Find a good attorney to share your plan with and develop a good working relationship that can go on after your formation.
Good luck to you.
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