She should hire local counsel and request a pre-charging conference with the DA's office to see if something like that could be arranged before formal charges issue and hit the internet.
This answer is provided for general information only. No legal advice can be given without a consult as to the specifics of the case.
Attorney Witt is exactly correct; she should hire a criminal defense attorney NOW and try to influence the DA's charging decision. Focusing on paying restitution now may or may not be helpful and could possibly be harmful depending on the facts.
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Worst case scenario, she will end up convicted of several felonies and could go to prison.
She needs legal counsel, the sooner the better.
My answer to your question is based on the facts that you provide in your question. Additional factual details about your situation could change my answer completely. The law in inherently uncertain and always subject to change.