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Stupid idea, I know. Basically, I loaned my friend $2000 so he could help out with his mom… who was having a lot of problems. He has not said that he will not pay me back yet, However, I am starting to think that may be the case. I did not make up a formal written agreement. I did not make up a written form or have him sign anything. We do have a text message chain where it was clear that I loaned him the money And it was understood he would be paying me back. Any suggestions on any legal rights I have if he decides to not pay me back. Or am I pretty much out of luck? Thank you!