1. Speak with your family lawyer.
2. Depending on what type of policy, if it has a cash value you could be entitled to your equitable share.
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You've asked before - you need to get this answered in the context of the whole community estate. See an attorney.
This answer DOES NOT establish an attorney-client relationship. This answer is based on the limited information provided and is not intended to be conclusive advice. There are likely other factors that might influence or change the advice after a more lengthy consultation.
It is a term life insurance policy with no cash value (usually the case with term policies), you would apparently receive half of the death proceeds if the policy is still in force when he passes. More information would need to be known to assess how the proceeds would be paid out if you predeceased him.
This information is subject to the disclaimer below.
This is general information based upon limited facts, should not be construed as legal advice, and does not create an attorney-client relationship. The author is licensed in Indiana and Ohio attorney only.