I have a lien judgment on my second mortgage loan during a time of divorce that I was not aware of until recently. The house was default into a foreclosure so the first mortgage is taken care of. I'm thinking about buying a house. But the second mortgage is still out there and I cann't until that is satisfied. My question is how long that will stay on my record and also how long it is valid until in the state of Wisconsin? When can the creditor cannot collect anymore? please help!!!!!