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Las Vegas , Nevada. I filed chapter 7. the bank failed to file a title with their name on it. I have a title with a Lien on it from HO.A. (I will be satisfying this). The original title is still on file in the recorders office with my name on it from when originally purchased the home in 2005 , without a Lien holder (bank). and it is clear except for the H.O.A. having a lien on it. The title co. the bank used when I refinanced ... is not longer in existence and they are unable to foreclose or sell the home...... or show title since refinance in 2006 due to the title company being non existant and paper work lost. Do I still own the home????...there are no laws in NV pertaining to this! Can I move back in a reposes the home even though it was giving up in chapter 7 to the bank? and the original title still stands with no bank on it free and clear( except for lien from h.o.a.) ...the bank has been currently paying the taxes for the last 2 years...but has not paid the H.O.A's. which bills are still coming in my name and delinquent for !!!!!I am asking this on behalf of a good friend of mine... also ...he wants to know what the statues of limitations are in re: to the bank owning the home after paying taxes or the HOA owning the home witha lien on it...is it 3 years ? what is the time fram in NV law????