95.11 Limitations other than for the recovery of real property.—Actions other than for recovery of real property shall be commenced as follows:
(2) WITHIN FIVE YEARS.—
(a) An action on a judgment or decree of any court, not of record, of this state or any court of the United States, any other state or territory in the United States, or a foreign country.
A judgment lien exists for 10 years unless it is renewed prior to the expiration of the 10 years for another 10 years.
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A judgment entered in Florida is valid for 20 years. A judgment lien on real property, as Mr. Stein noted, remains in effect for 10 years from the time a certified copy of the final judgment in the public records in the county where non-homestead real estate is located, and that lien can be extended an additional 10 years.
A lien on personal property is valid for 5 years after you file a Certificate of Judgment Lien with the Secretary of State of Florida, and that lien can be extended for 5 years.
So, clear as mud? :)
See, you can enforce a judgment for 20 years even if there are no liens. A wage or bank account garnishment does not require a lien. You can levy on property.
Now, the other issue raised is the statute of limitations to sue on a final judgment that is entered in another state, which is 5 years. But, once the judgment is domesticated as a Florida judgment it is treated as though it had been entered in a Florida Court, and so the 20-year enforcement period runs from the time it was entered in the other state.
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