I am being threatened by a collection agency to be sued for 2000.00 in unpaid medical bills. This bills are almost a year old and we have an unsteady payment history on this debt(although, we have paid $1200.00 on this account). The problem is is we can only pay what we can pay. They want us on a $900.00 payment plan. We missed our last two payments of $450.00 each. They will probably try to sue us now. We haven't yet received notification. If they do sue us is it possible to pay them off in lieu of having our wages garnished? We are going to be coming in to money to pay off all of our bills in May. They just can't wait for it. Do we have any recourse? What if we send a smaller amount?