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I got treated one week after a rear end collision which I am not the at fault party. First, can the doctor's office charge me the 20 percent that I am responsible for along with any extra monies that the no fault policy would not pay for? For example and to keep it simple: If a particular service cost $100.00, then no fault would pay $80.00 and I would pay $20.00. If No Fault decides to only pay $40.00 of that $80.00, would I be responsible for the remaining $40.00 plus the $20.00? Can I collect the difference from the at fault driver's insurance. Also, the doctors office told me that the services that they have provided are completely covered under my insurance plan, however, massage therapy is not as I just learned from my carrier. Why do they do this?
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