My husband got into an accident a month ago and he had no insurance. Now dmv is sending notice that his license with be suspended if he does not get sr 22 insurance and keep it for three years. He also is on probation. No criminal charges have been filed from the accident. Is there any way around this? Can he get arrested? Sr22 costs way to much money for us to be paying. Is this even legal if no charges have been filed? Can we just get regular insurance?
Yes, it's legal. There is a vast difference between criminal and civil penalties; here, your husband drive without insurance in violation of Florida law, and the Administrative Code allows the DHSMV to suspend his license if he doesn't get an SR-22.
Furthermore, if he's caught driving with a suspended license, he will violate his probstion.
My answers are not legal advice, and I am not your attorney unless I agree to accept your case and you sign a contract. Avvo is only a general question forum, so you should seek a consultation about your specific legal needs.
It is legal, since it is an administrative requirement. You must have insurance to drive legally in GA. If your husband is stopped again without insurance he may be sentenced for a misdemeanor, which could be 12 months in jail.
Yes. Florida law requires you obtain and keep insurance if you own a vehicle which is registered. Your husband is being penalized under the law for not having the required insurance
Please be advised, this information is being provided on an informational basis only. No attorney/client relationship has been created as a result of any information provided by Lauren Calta, Esquire. Legal matters are of significant importance and the selection of an attorney is an important decision. In addition to the information provided in this response, it is always strongly suggested that you seek the advice of an attorney.
Yes, it is legal and worse yet, down the line you might receive a debt collection notice for the property damage resulting from the date of loss. This may stand as a lien on his license as well.
Please be advised that nothing in this posting is meant to supplement the advice of an attorney and The Law Office of Robert J. Lee, P.A. and/or Robert J. Lee has not undertaken any professional responsibility with regard to your case unless otherwise agreed. RJL is licensed to practice law in FL and MA, but no other jurisdictions. Nothing stated herein should be implied as legal advice.
Your husband's license will be suspended until he shows proof of the legally required coverage. He should be in contact with DMV to determine exactly what coverages they require him to have. He should be in contact with the insurance broker to purchase the required coverage. I would also recommend that you purchase uninsured motorist coverage to protect yourselves in the event one of your family members is hurt or killed by an uninsured driver.
Legal Disclaimer: If this information has been helpful, please indicate below. Mr. Lundeen is licensed to practice law in Florida and Vermont. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question. Oftentimes the question does not include significant and important facts and timelines that, if known, could significantly change the reply and make it unsuitable. Mr. Lundeen strongly advises the questioner to confer with an attorney in your state in order to ensure proper advice is received.
Yes. Florida law requires you obtain and keep certain minimum insurance coverage if you own and drive a vehicle on the public roads of the State. I would suggest he immediately try to comply. Additionally, because so many drivers are not insured or under insured, I seriously recommend he look to getting Uninsured Motorist coverage to protect himself and/or you from other uninsured drivers.
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