My ex and I share an 18 year old son. We were never married, but my ex does pay child support in our State of Illinois. My son is covered under my ex's healthcare insurance but does not pay any of his medical bills that the insurance does not cover. I have legal guardianship of our son and have his insurance card so I created an account through his fathers insurance website to gain access to find our son treatment, because my ex would not, and my ex was well aware of this. I pay a lot of our son's medical bills, however my ex has not paid any in over two years and for some reason I get harassing phone calls from creditors looking for my ex. I tried to reach out to my ex to pay some of the medical bill and he never responded, so I logged into his account on the insurance website and paid some of the bills with my ex's HSA account. Now my ex wants to legally pursue me for fraud & identity theft. Please advise!!
It does not matter whether it is legal or not, and it does not matter what your ex says (people vent, make threats, and sometimes do not follow through). What does matter is that you have an ongoing situation with the ex (which is a family law matter, as far as I can tell) which needs to be formally resolved. Which means: you need to get a family law lawyer and get this informal situation formalized, through a court order. Otherwise there will be back and forth forever, threats, intimidation, bad feelings, and it will never resolve.
i doubt that he can pursue you for fraud or identity theft. he would have to convince the police to arrest you or to have the states attorney prosecute you, which is most unlikely.
once your son is 18 and if out of high school, then dad owes you no more child support. if son is 18 and still in high school, you get child support until h.s. graduation or age 19, which ever is first.
if your son is of special needs, you may get child support beyond age 19.
you will not get dad to contribute to past bills.
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