Have a "process server" contacting me regarding a debt that a company refuses to send me information for so I can verify the information. Today he calls and leaves me this exact message: "Michelle (insert my last name), my name is Bob Stevens calling from United Process Servers. Umm, I've been leaving you messages since 11/13 of 15. Umm, right on up to January of this year. We have yet to hear from you, yet to get this issue resolved. We have no choice at this point but to turn your file over to the state and to the county and let them proceed with it accordingly. You do have 2 counts, or 2 complaints. Malicious intent to defraud a financial institution including some bad checks, some bad electronic transfers. Umm what will happen now is they will put a judgement against you in absenteeism for the maximum amount allowed by the court and that's for both complaints and they will then begin to attach your checking and savings and garnish your pay. If you feel this is in error, or you have an explanation or wish to talk about it. You need to call the filing party direct at (855)498-0038 and give them account number 201528318 and you did it again at 21525442. Thank you."
A process server serves the party being sued after a lawsuit has been filed and citation and a copy of the lawsuit are served on the party, the target of the lawsuit. This are threats by a bill collector for whomever is trying to collect an alleged debt.
You should keep tract of the number of calls and what is said in each because they appear to violate the federal and/or state laws of collections. If you do not owe any money and they won't identify who the creditor is, you have nothing to worry about. If you do owe money and have defaulted, you should consult with a consumer attorney to determine what to do in case you are actually sued or whether you want the attorney to reach some settlement to avoid a judgment.
My response herein is an attempt to give you general information and direction and is not intended to constitute an attorney-client relationship as perceived by state law.
This guy is a bill collector not a process server as the previous poster noted. He is threatening criminal prosecution for a what appears to be a civil debt. This is illegal and an unfair debt collection practice. A creditor cannot garnish your pay check in Texas. This guy is a bully.
I am not intending this to be legal advice, because I don't know the particulars of your situation.
If this isnt a scam then you need to save that voicemail and find a consumer credit attorney asap as you just got evidence that you can sue them on. Two violations I believe.
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