I was recently sued by an abusive ex roommate and was unfairly awarded a judgement of under $1,000 against me because I had to break the lease we signed. This has unfortunately given the creditor in question a power trip and he has called me 100's of times a day threatening me, gotten people that weren't in the lawsuit involved to harass me and has driven by my house and waited around the corner to see if I was home. I have explained to him that I am undergoing cancer treatment thus don't have the money currently to pay this debt and no amount of stalking and harassing me is going to make the money appear faster, he refuses to believe that and won't relent. My question is, do I have any rights here to get him to stop? I do fear for my life.
There are many ways to deal with harassing debt collectors under the Federal Fair Dept Collection Practices Act. . 1) report it to your state attorney general. 2) send a certified letter requesting the stop contacting you. The Federal Trade Commission provides free consumer information on this on their website.
Talk to Legal Aid or an attorney willing to provide pro bono assistance about this matter. A cease and desist letter is a good idea.
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