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I financed a car for the 1st time. The car is a 2004 pacifica for $6999. The sales guy stated they will give me $4500 for my 2007 dodge grand caravan. I stated I would need my payment a $100 a month. He said after negotiating with the bank the payments will be$150 a month. I agreed to that. He said for the bank to accept that he has to lower the trade in and the cost of the car but only for the paperwork. everything will still work out at the end. I received my 1st car note, it says I owe $5100 payoff instead of $2500. I called the guy and he says he stated he doesn't recall that conversation. I told him I will take legal action. He called me back and offered to me me $500 and new tires if we can settle it between us. I don't want to settle it for that. Is there anything I can legally do?He gave me all my paperwork in a folder except my contract. I am going there to ask for it. Also one of the papers I signed was a arbitrator agreement. Do I still have the right to an attorney? Please any advice would be greatly appreciated!