There may be. Many states have laws that allow the next of kin to transfer title to motor vehicles outside of probate, if there is not going to be a probate estate. Depending where the vehicle is registered, you should contact the DMV in that state and see if this is a possibility.
The finance company tends not to care, as long as payments continue to be made.
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As Mr. Frederick stated, there may be a way to transfer the motorcycle to you. However, if your dad had debts, and the motorcycle is secured by a UCC or lien, then that secured party will be able to repossess or sell the motorcycle to get their payment. Similarly, if there are other creditors, they may open an estate in order to sell whatever estate property there is to get paid back as much as they can. The motorcycle would probably be subject to those creditors claims as well.
You should consult a probate attorney in Texas to discuss your options and assist you further.
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