My niece gave me a $1000 short term loan in June of last year that I repaid in September.
- The loan was intended to help make ends meet during a temporary financial shortfall.
- The loan was repaid as agreed.
- During the loan period I repaid other unsecured creditors more than $1000.
- During the loan period I spent more than $1000 on living expenses.
I'm assuming this item will be brought up during the meeting of creditors. I'm not certain if the terms of the loan or how I used the money matter at all, but, obviously, I would prefer that the Chapter 7 trustee not go after my minor niece for the money. Is there any point that I can make regarding this transfer that might influence the trustee's decision?