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Is there any federal or state law that requires an auto finance company or car dealership to report your payments to CRA's

Irvine, CA |

are they required to report payments to any credit reporting agency whether they check your credit or not. i have contacted the ftc, the attorney general, all credit reporting agencies and no one seems to know the answer.

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Attorney answers 1


Generally, if they state in their paperwork that they are a reporter, they will report and if not, they will not. Most car dealers are not reporters and most banks/lenders are. Not sure about any rules. No reason you cannot report on yourself, I think...

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