On March 23,2012 my daughter was in a terrible van accident. She did not have any car insurance,it had already elapsed. Due to not getting her mail from her last landlord, she never received any statements. Landlord threw all the mail away. She does not have any health insurance either. Medical bills are coming in and she can't afford to pay them or be able to pay lawyer's fee for filing bankruptcy. What does she have to do to get all these bills behind and taking care of?