Have you filed a mini tort claim? Even if your own insurance company does not waive your deductible if you were not at fault (many do) you still will be reimbursed for up to $1,000 from the wringdoer's insurance company, if they will not pay, contrary to a police report that shows their insured at fault, you can file in small claims court. It is a bit of additional hassle, but they likely will pay at some point before your hearing and even if they don't, you almost certainly will win based upon your description.
I have a small claims form on my website: www.michiganautolaw.com
Type small claims in search box and it will come up.
Steve laid it out spot on. Follow his advice. I cannot imagine the insurance company fighting it in small claims. Good Luck!Ask a similar question
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