I have collision insurance. A kid hit my car and caused minor damage to my car. I had to pay the deductible. After this I got mail from the kid's insurance that their insurer is not guilty as per their investigation but this is against the police report. Also, I see that the insurer name is different, looks like kid's family member.Thank you for a quick response! The police report says that I was slowing down, kid hit my car. Kid was also slowing down and he was hit by another car. And hit and Run case for driver 3. The chain reaction did not occur at all, but kid may be claiming that for some reason. In the police report, the insurance number given by kid is incorrect. Is there a way to get my deductible back considering this scenario?
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