My Father passed away 3 years ago and just yesterday, my Mom remembered that he gave her an envelope with a life insurance certificate for me. We tore the house apart looking for it and came up with nothing. Not sure what to do and where to go from here.
Try State's unclaimed property websites. Also google "Life Insurance database ".
This post is for information purposes only and does not constitute legal advice, nor does it establish an attorney-client relationship.
You just need to find the name of the insurance company, and if you are the beneficiary, you call them. The way you can find out is you go through his old checkbook to see what company he wrote the premium. If your life insurance is delayed or denied, you google life insurance attorney to find the correct type of attorney to fight it.
If your mother remembers the insurance company, that would be helpful. Or if she has some cancelled checks for premium payment, that would be good as well. You may also need to check previous addresses. But you can also ask the Minnesota Dep't of Commerce to check, as they handle unclaimed funds. All state unclaimed fund administrators may be found at www.naupa.org.
The foregoing is not legal advice nor is it in any manner whatsoever meant to create or impute an attorney/client relationship.
Jackson Investigative Group provides this service in Minnesota. They are not attorneys, but this is the kind of thing they help with. Try contacting Diane Jackson.
This information is not intended to constitute legal advice or form an attorney-client relationship of any kind. Your legal rights are subject to certain statutes of limitations and potentially other legal mandates which may require you to take specific action within a certain amount of time, or you could waive your legal rights forever. You should contact an attorney directly to ensure that you do not pass any deadlines or waive any of your rights.
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