I live in a condo and fell on common ground 10/19/15. The condo association insurance company agent never told me there was a cap of $10,000 for expenses which was paid out. I was informed after the fact and after I incurred $17,000 in bills as a result of the fall (physical therapy). I continue at home therapy so not to incur any expenses and still suffer from the fall in several ways.
What cap? You mean the Med Payment limit or what? 10K is too small a number for liability limits. You don't have an attorney do you? I can tell just by the 10K. Go see a local attorney, provided you haven't signed a full release. Good luck.
Advice given in this forum does not create an attorney - client relationship. No advice should be relied on without consulting with a local attorney.
Not in the context of a medical payments coverage. The condo assn people dont have a responsibility to advise you of a cap on med pay if you don't ask or to ensure that you understand the coverage if they sent you a disclosure. That stated, you will need to hire a lawyer to examine whether the fall was the fault of the condo assn. Merely falling in a common area doesn't count - there would have to be some fault that casued the fall and then you have a LIABILTY claim to address for medical bills, pain and suffering and future care etc.
Responses provided represent entirely un-researched, casual opinions and cannot be relied upon in any way or manner as legal advice. No communication here is intended to establish an attorney-client relationship.
Contact a Personal Injury attorney to review the entire matter.
My response is my casual opinion and should not be taken or relied upon as legal advice. No communication here is intended to establish an attorney-client relationship.
I agree with the other posters. You should consult with a local personal injury attorney to evaluate and assist you in moving forward.
I doubt that any state has a statutory cap on damages-Florida does not. Talk to a lawyer who does premises liability and if the lawyer thinks that the condo was negligent you have a case for all of your personal injury damages. Good luck .
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