About 3 years ago the HOA of my townhouse neighborhood opted-in to the GA POA Act. Separate from that they established a $250 late fee for a quarterly dues payment of $825! I'm still trying to determine how and when this late fee was established but it may have been before opting-in to the GA-POA. In either case it seems quite excessive. Given that the Georgia POA states "... a late or delinquency charge not in excess of the greater of $10.00 or 10 percent of the amount of each assessment or installment..." (section 44-3-232), I wonder if this large fee is legal.