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For the last several years BOA has continually charge my account not in the order of my purchases, but in a order that sometimes makes my account become overdrafted. Also, on so many occasions they have charged my account to a merchant even though there is insufficient funds, or no funds in my account, then charge me outrageous overdraft fees build up. I am sick and tired of the overdraft fees because they decided to pay a merchant despite the fact that there is insufficient funds, or no funds in my accounts. HELP!!!