My rental property has 4 units currently valued at $180,000. There is a mortgage in my name of 75000. I have 2 siblings that I need to share in the equity, but they have no money to contribute to the corporation. We want to invest an additional $70000 to upgrade the property to get more rent. If we incorporate will the bank lend money to the corporation instead of me only? My 2 siblings have no personal credit or financial ability to invest. I would like to get the financial responsibility off my personal credit report as I am looking to retire from my full-time job within the next 3 years.