My lawsuit is settled and I'm receiving the policy limits for my own UM and also the defendant's bodily injury. Both are from the same insurance carrier. My wife and I were both victims of the accident.
My lawyer said that my wife is required to come in to release her possible loss of consortium claim on the UM side. She also said that this is inconsequential because any loss of consortium would come out of my policy limit anyway.
Why is this required? And why then did the lawyer need to amend the settlement to state that this will not affect any future personal injury claim my wife has? My wife is pursuing her own personal injury claim which may involve her part of our underinsured motorist limit (my limit was 10 but entire policy limit is 20). Will her release jeopardize her suit?
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