I signed a contract feb 2, 2013 for an interest rate of 20% and payment amt of 157.06. The dealer wasn't able to secure the loan, they lied and told me they did get approval but later when I got my first statement the terms were different. 24.0% interest rate and $168.86 payment amount. I contacted the lender and he said I could sue the dealer and lender for actually accepting the contract when the 2 signatures were vastly different.From the day of signing the dealer told me he would send me a copy the paperwork via mail and he did not. I didn't find out there was a new contract until the middle of march when the lender called me and told me I owed them. And only then did the lender tell me the payment amount was more. After that I tried to reach the dealer to ask for an explanation and get a copy of the contract and the other paperwork I'd signed. The finance manager then began to refuse saying they didnt have the paperwork. So for the next 2- 3 weeks I played ping pong bouncing back and forth between the lender and the dealer trying to get a copy of the contract. Eventually I contacted the Tx DMV they went out and assessed the paperwork and found a second contract where they forged my signature and changed the terms of the contract. They also backdated the date to 2/6/13. I now have a copy of both contracts and the second one shows my name printed.... when I have a specific signature that is definitely NOT that one.