We (wife&husband) had a Chapter 7 discharge in Dec 2010.(Miami-Dade)
first and only mortgages was 145.000.
Our property value was $80.000.00
so, in "Schedule D" was DECLARED :
AMOUNT OF CLAIM W/O DEDUCTION VALUE : 145.000.00
UNSECURED PORTION :65.000.00.dO i have to pay for whole mortgage
or am i abble to wipe out, unsecured portion? what to do?