If you were actually served with the lawsuit then you cannot reopen the case if more than six months have passed. If you can review the court file, look at the return of service, and prove that you were not properly served with the complaint and summons, you may be able to get the court to vacate the judgment and allow you to file an answer to the complaint.
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Almost anything is possible if the circumstances are right, but setting aside a judgment is usually an exercise in futility. Often much less costly to settle the debt. Hope this perspective helps!
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