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Underaged, unlicensed GA driver joyriding in parking lot of apartment complex (private property) hit parked car, which hit another, which hit another. What steps should parked car owners take now that juvenile parent's insurance co. denied claim due to excluded driver provision? Seems unfair that parked car owners are left to file claim under own insurance and incur costs (rental car, deductible) while parents of juvenile are not held responsible.
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